Equifax Consumer Services
Equifax compiles credit reporting data from many sources and creates a file that reflects your personal credit history. Now you can view your online credit report online.
Personal credit products that enlighten, enable, and empower you. Every day you make decisions about your credit that affect your entire life. Make sure you have the tools you need to see the big picture, to make the smartest choices possible, and to achieve your dreams.
Browse the Equifax Consumer Services coupons below! Click on the link to take advantage of the Equifax Consumer Services coupon, special or sale. If there is a Equifax Consumer Services coupon code or promo code associated with the offer, simply enter it in the Equifax Consumer Services shopping cart to redeem it.
Get the credit you deserve using your credit history from Equifax.
Manage your most important financial asset- your credit
Today more than ever, lenders and other service providers use your credit history to make decisions about whether to extend you new credit and services. Experts agree that checking your report regularly is the best way to ensure you get the credit you deserve.
Your Equifax Credit Report™ offers you:
» Immediate online access to your user-friendly credit report
» Details of credit cards and loans opened in your name
» Complete breakdown of your payment history
» Negative account history to identify items that may be adversely affecting you
» Record of companies that have reviewed your credit file
» Online dispute feature to help you fix errors quickly and simply
» Educational tips to help you better understand your report
» Access to this snapshot of your credit report for 30 days - this report does not update
» Access to our friendly Customer Care seven days a week
Save time. Your credit history from all three credit reporting agencies in one report.
Get Better Rates. Make Smarter Decisions.
Get your entire credit history from all three credit reporting agencies
Lenders can look at your credit report from any or all three major credit reporting agencies. Now you can get the full picture. Delivered in a single easy-to-read report, this consolidated credit report contains important credit information that can help you negotiate with lenders.
Your Equifax 3-in-1 Credit Report™ offers you:
» Immediate online access to your user-friendly 3-in-1 Credit Report with real-time delivery of information
» Line-by-line comparison of information reported by each credit reporting company
» Details of credit cards and loans opened in your name
» Complete breakdown of your payment history
» Record of companies that have reviewed your credit file
» Online dispute feature to help you fix errors quickly and simply
» Access to our friendly and knowledgeable Customer Care seven days a week
» Powerful tools to help you better understand your credit information
» Access this snapshot of your 3-in-1 for 30 days (report does not update)
Daily alerts of key file changes, $20,000 identity theft insurance, and unlimited credit reports.
Now there's a simple, automated way to help detect and protect against the impact of identity theft
Regularly checking your credit report for changes you did not make is one of the best ways to combat identity theft. Equifax Credit Watch™ makes monitoring your report easy by automatically alerting you within 24 hours of key changes in your Equifax Credit Report™ – like when someone tries to get credit in your name – so you can act before serious damage is done. And with credit card fraud being the most common type of identity theft, Equifax Credit Watch™ can now alert you to sudden changes in your credit card balances. Your service also includes your Equifax Credit Report™, identity theft insurance(certain limitations and exclusions apply) and access to live customer support.
Become a better negotiator using your Equifax Credit Report and FICO credit score.
Knowing your credit score should save you money.
Get your FICO® credit score, the score lenders use most to qualify you for credit (Includes your Equifax Credit Report™)
Your credit score often determines the credit you receive - both the amount of the loan you qualify for and the rate you receive. So if you are preparing to secure credit or a loan, level the playing field with your lender.
Your Equifax Score Power™ offers you:
» Instant access to your FICO® credit score and Equifax Credit Report™ online
» An explanation of your score to help you understand how lenders view your credit history
» Interactive Score Simulator to show you how your actions may change your score
» Specific tips on how to manage your score and a comparison of your score to the national average
» Helpful links between your score and your report to give you a clearer understanding of both
» Access this snapshot of your score and report for 30 days, this report does not update
» Access to Customer Care, available 7 days a week
FEATURED PRODUCTS FROM EQUIFAX CONSUMER SERVICES
Equifax offers a variety of products to make our customers' lives easier in their decision making about their credit.
Equifax's newly enhanced credit report is now color coded, which makes it easier to read and follow! The layout is more user friendly and makes reviewing practically effortless. This new version has not altered any of the previous content and the credit reports are still printable. Existing users who have already tested the new design cannot be anymore delighted!
1. Managing and Checking Your Credit > 3-in-1 Report: Equifax delivers your entire credit history from all three credit reporting agencies in a single easy-to-read report.
> Score Power: Get your FICO® credit score, the score lenders use most to qualify you for credit (Includes your Equifax Credit Report™).
> Equifax Credit Report™: this report provides an overall snapshot, all the accounts organized by type, creditor contact information, and helpful tips.
2. Protection against Identity Theft
> Equifax Credit Watch™ makes monitoring your report easy by automatically alerting you within 24 hours of key changes in your Equifax Credit Report™,so you can act before serious damage is done.
> Equifax Credit Watch™ Gold: Just $99.95 for 12 months with our special 30-day FREE trial. Equifax Credit Watch Gold offers a personalized identity theft victim assistance, premium customer care 24/7, unlimited access to our client's Equifax Credit Report, and much more!
> Equifax Credit Watch™ Silver: Just $49.95 for 12 months. Equifax Credit Watch Silver offers a dedicated customer care from 8:00 am - 3:00 am, 7 days a week, one free Equifax Credit Report with discount on additional reports and much more!
Correcting Errors on Credit Report
It's possible for incorrect, incomplete or outdated information to appear on your credit report. If it does, it can drastically lower your chances of getting the loans, credit cards, and other credit products you deserve. If you find an error, take the following steps to fix it as soon as possible. If you see evidence of fraud, contact the credit reporting agencies immediately. Explain the situation and ask that a fraud alert be placed in your file. Also report the fraud to the police, and your creditors.
Get Out of Debt
Getting out of debt has become more difficult since the introduction of the credit card. The "buy now, pay later" mindset has left millions of consumers fighting an uphill battle. And overspending has no social boundaries -- it happens to the rich, the poor, and everyone in between.
Rebuilding Damaged Credit
Bad credit can happen to good people. Don't despair. There are ways you can get your credit back in shape. But you have to start working on it today -- and keep working hard to show potential creditors that you're serious about getting your credit back in order. As you do so, your credit score will improve, resulting in better credit offers and a substantial savings in money.
Dispute Your Credit Report Online
If you find an error in your Equifax Credit Report or in any of the products that contain information from your file (e.g. Equifax Credit Report, Score Power) you should initiate an investigation with us free of charge using one of the three methods described below.
We will investigate your concerns directly at the source (creditor, collection agency or courthouse), respond to you within 30 days, and send you an updated copy of your Equifax Credit Report via US Mail. If you are in the process of applying for a loan, immediately notify your lender of any incorrect information in your file. Your lender will need to reorder your credit file and score once any changes have been made to your information at Equifax.
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